Industry: Service & Software
Published Date: 2025-02-21
Pages: 93 Pages
Report ld: 4148738
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The global Personal Loans market size was US$ million in 2024 and is forecast to a readjusted size of US$ million by 2031 with a CAGR of %during the forecast period 2025-2031.
Over the last 10 years, investors funneled many billions of dollars into the personal loan market. These investments came in the form of venture capital, various bond structures and even direct investments in loans. Fueled by this influx of capital (and some innovative technologists), the once stagnant personal loans industry exploded with double-digit growth rates.
In 2018, the number of personal loan accounts rose to 19.5 million. An increase of 12.5% from 2017 (source). Subprime originations grew 28% between Q2 2017 and Q2 2018. In contrast, originations for subprime borrowers dropped by 7.1% between 2016 and 2018.
Has the personal loan boom reached its peak? SuperMoney’s 2019 personal loans industry study will answer that question while also providing a detailed look at the consumer lending sector as a whole. Let’s get started.Personal loans, also known as consumer loans or installment loans, are closed-end uncollateralized sources of credit. This means that, unlike mortgages and most auto loans, they don’t require collateral. And unlike credit cards, they have fixed payments for a specific period of time.
The North America Personal Loans market size was US$ million in 2024, while Europe was US$ million. The proportion of the North America was % in 2024, while Europe percentage was %, and it is predicted that Europe share will reach % in 2031, trailing a CAGR of % through the analysis period.
The global key players of Personal Loans include LightStream, SoFi, Citizens Bank, Marcus, FreedomPlus, Payoff, OneMain Financial, Avant, Prosper, Lending Club, etc. In 2024, the global top five players occupied for a share approximately % in terms of revenue.
In North America, in terms of revenue, in 2024, the top three players hold a share about %, while in Europe, top three players hold a share nearly %.
The global Personal Loans market is segmented by company, region (country), by Type, and by Application. Players, stakeholders, and other participants in the global Personal Loans market will be able to gain the upper hand as they use the report as a powerful resource. The segmental analysis focuses on sales, revenue and forecast by region (country), by Type and by Application for the period 2020-2031.
MARKET SEGMENTATION
CHAPTER OUTLINE
Chapter 1: Introduces the report scope of the report, executive summary of different market segments (by Type, and by Application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 2: Revenue of Personal Loans in global, regional level and country level. It provides a quantitative analysis of the market size and development potential of each region.
Chapter 3: Detailed analysis of Personal Loans manufacturers competitive landscape, revenue, market share and industry ranking, latest development plan, merger, and acquisition information, etc.
Chapter 4: Provides the analysis of various market segments by Type, covering the revenue, and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 5: Provides the analysis of various market segments by Application, covering the revenue, and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 6: Region analysis by company, by Type, by Application, revenue for each segment.
Chapter 7: Provides profiles of key manufacturers, introducing the basic situation of the main companies in the market in detail, including product descriptions and specifications, Personal Loans revenue, gross margin, and recent development, etc.
Chapter 8: Introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 9: The main points and conclusions of the report.
QYRESEARCH'S STRENGTHS
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TABLE OF CONTENTS
1 Report Overview
1.1 Study Scope
1.2 Market by Type
1.2.1 Global Market Size Growth by Type: 2020 VS 2024 VS 2031
1.2.2 Below 5000 USD
1.2.3 5000-50000 USD
1.2.4 Above 50000 USD
1.3 Market by Application
1.3.1 Global Market Share by Application: 2020 VS 2024 VS 2031
1.3.2 Below 1 years
1.3.3 1-3 years
1.3.4 Above years
1.4 Assumptions and Limitations
1.5 Study Objectives
1.6 Years Considered
2 Global Growth Trends
2.1 Global Personal Loans Market Perspective (2020-2031)
2.2 Global Market Size by Region: 2020 VS 2024 VS 2031
2.3 Global Personal Loans Revenue Market Share by Region (2020-2025)
2.4 Global Personal Loans Revenue Forecast by Region (2026-2031)
2.5 Major Region and Emerging Market Analysis
2.5.1 North America Personal Loans Market Size and Prospective (2020-2031)
2.5.2 Europe Personal Loans Market Size and Prospective (2020-2031)
2.5.3 China Personal Loans Market Size and Prospective (2020-2031)
2.5.4 Japan Personal Loans Market Size and Prospective (2020-2031)
2.5.5 Southeast Asia Personal Loans Market Size and Prospective (2020-2031)
2.5.6 India Personal Loans Market Size and Prospective (2020-2031)
2.5.7 Central & South America Personal Loans Market Size and Prospective (2020-2031)
3 Breakdown Data by Type
3.1 Global Personal Loans Historic Market Size by Type (2020-2025)
3.2 Global Personal Loans Forecasted Market Size by Type (2026-2031)
3.3 Different Types Personal Loans Representative Players
4 Breakdown Data by Application
4.1 Global Personal Loans Historic Market Size by Application (2020-2025)
4.2 Global Personal Loans Forecasted Market Size by Application (2026-2031)
4.3 New Sources of Growth in Personal Loans Application
5 Competition Landscape by Players
5.1 Global Top Players by Revenue
5.1.1 Global Top Personal Loans Players by Revenue (2020-2025)
5.1.2 Global Personal Loans Revenue Market Share by Players (2020-2025)
5.2 Global Market Share by Company Type (Tier 1, Tier 2, and Tier 3)
5.3 Players Covered: Ranking by Personal Loans Revenue
5.4 Global Personal Loans Market Concentration Analysis
5.4.1 Global Personal Loans Market Concentration Ratio (CR5 and HHI)
5.4.2 Global Top 10 and Top 5 Companies by Personal Loans Revenue in 2024
5.5 Global Key Players of Personal Loans Head office and Area Served
5.6 Global Key Players of Personal Loans, Product and Application
5.7 Global Key Players of Personal Loans, Date of Enter into This Industry
5.8 Mergers & Acquisitions, Expansion Plans
6 Region Analysis
6.1 North America Market: Players, Segments and Downstream
6.1.1 North America Personal Loans Revenue by Company (2020-2025)
6.1.2 North America Market Size by Type
6.1.2.1 North America Personal Loans Market Size by Type (2020-2025)
6.1.2.2 North America Personal Loans Market Share by Type (2020-2025)
6.1.3 North America Market Size by Application
6.1.3.1 North America Personal Loans Market Size by Application (2020-2025)
6.1.3.2 North America Personal Loans Market Share by Application (2020-2025)
6.1.4 North America Market Trend and Opportunities
6.2 Europe Market: Players, Segments and Downstream
6.2.1 Europe Personal Loans Revenue by Company (2020-2025)
6.2.2 Europe Market Size by Type
6.2.2.1 Europe Personal Loans Market Size by Type (2020-2025)
6.2.2.2 Europe Personal Loans Market Share by Type (2020-2025)
6.2.3 Europe Market Size by Application
6.2.3.1 Europe Personal Loans Market Size by Application (2020-2025)
6.2.3.2 Europe Personal Loans Market Share by Application (2020-2025)
6.2.4 Europe Market Trend and Opportunities
6.3 China Market: Players, Segments and Downstream
6.3.1 China Personal Loans Revenue by Company (2020-2025)
6.3.2 China Market Size by Type
6.3.2.1 China Personal Loans Market Size by Type (2020-2025)
6.3.2.2 China Personal Loans Market Share by Type (2020-2025)
6.3.3 China Market Size by Application
6.3.3.1 China Personal Loans Market Size by Application (2020-2025)
6.3.3.2 China Personal Loans Market Share by Application (2020-2025)
6.3.4 China Market Trend and Opportunities
6.4 Japan Market: Players, Segments and Downstream
6.4.1 Japan Personal Loans Revenue by Company (2020-2025)
6.4.2 Japan Market Size by Type
6.4.2.1 Japan Personal Loans Market Size by Type (2020-2025)
6.4.2.2 Japan Personal Loans Market Share by Type (2020-2025)
6.4.3 Japan Market Size by Application
6.4.3.1 Japan Personal Loans Market Size by Application (2020-2025)
6.4.3.2 Japan Personal Loans Market Share by Application (2020-2025)
6.4.4 Japan Market Trend and Opportunities
6.5 Southeast Asia Market: Players, Segments and Downstream
6.5.1 Southeast Asia Personal Loans Revenue by Company (2020-2025)
6.5.2 Southeast Asia Market Size by Type
6.5.2.1 Southeast Asia Personal Loans Market Size by Type (2020-2025)
6.5.2.2 Southeast Asia Personal Loans Market Share by Type (2020-2025)
6.5.3 Southeast Asia Market Size by Application
6.5.3.1 Southeast Asia Personal Loans Market Size by Application (2020-2025)
6.5.3.2 Southeast Asia Personal Loans Market Share by Application (2020-2025)
6.5.4 Southeast Asia Market Trend and Opportunities
6.6 India Market: Players, Segments and Downstream
6.6.1 India Personal Loans Revenue by Company (2020-2025)
6.6.2 India Market Size by Type
6.6.2.1 India Personal Loans Market Size by Type (2020-2025)
6.6.2.2 India Personal Loans Market Share by Type (2020-2025)
6.6.3 India Market Size by Application
6.6.3.1 India Personal Loans Market Size by Application (2020-2025)
6.6.3.2 India Personal Loans Market Share by Application (2020-2025)
6.6.4 India Market Trend and Opportunities
7 Key Players Profiles
7.1 LightStream
7.1.1 LightStream Company Details
7.1.2 LightStream Business Overview
7.1.3 LightStream Personal Loans Introduction
7.1.4 LightStream Revenue in Personal Loans Business (2020-2025)
7.1.5 LightStream Recent Development
7.2 SoFi
7.2.1 SoFi Company Details
7.2.2 SoFi Business Overview
7.2.3 SoFi Personal Loans Introduction
7.2.4 SoFi Revenue in Personal Loans Business (2020-2025)
7.2.5 SoFi Recent Development
7.3 Citizens Bank
7.3.1 Citizens Bank Company Details
7.3.2 Citizens Bank Business Overview
7.3.3 Citizens Bank Personal Loans Introduction
7.3.4 Citizens Bank Revenue in Personal Loans Business (2020-2025)
7.3.5 Citizens Bank Recent Development
7.4 Marcus
7.4.1 Marcus Company Details
7.4.2 Marcus Business Overview
7.4.3 Marcus Personal Loans Introduction
7.4.4 Marcus Revenue in Personal Loans Business (2020-2025)
7.4.5 Marcus Recent Development
7.5 FreedomPlus
7.5.1 FreedomPlus Company Details
7.5.2 FreedomPlus Business Overview
7.5.3 FreedomPlus Personal Loans Introduction
7.5.4 FreedomPlus Revenue in Personal Loans Business (2020-2025)
7.5.5 FreedomPlus Recent Development
7.6 Payoff
7.6.1 Payoff Company Details
7.6.2 Payoff Business Overview
7.6.3 Payoff Personal Loans Introduction
7.6.4 Payoff Revenue in Personal Loans Business (2020-2025)
7.6.5 Payoff Recent Development
7.7 OneMain Financial
7.7.1 OneMain Financial Company Details
7.7.2 OneMain Financial Business Overview
7.7.3 OneMain Financial Personal Loans Introduction
7.7.4 OneMain Financial Revenue in Personal Loans Business (2020-2025)
7.7.5 OneMain Financial Recent Development
7.8 Avant
7.8.1 Avant Company Details
7.8.2 Avant Business Overview
7.8.3 Avant Personal Loans Introduction
7.8.4 Avant Revenue in Personal Loans Business (2020-2025)
7.8.5 Avant Recent Development
7.9 Prosper
7.9.1 Prosper Company Details
7.9.2 Prosper Business Overview
7.9.3 Prosper Personal Loans Introduction
7.9.4 Prosper Revenue in Personal Loans Business (2020-2025)
7.9.5 Prosper Recent Development
7.10 Lending Club
7.10.1 Lending Club Company Details
7.10.2 Lending Club Business Overview
7.10.3 Lending Club Personal Loans Introduction
7.10.4 Lending Club Revenue in Personal Loans Business (2020-2025)
7.10.5 Lending Club Recent Development
7.11 Best Egg
7.11.1 Best Egg Company Details
7.11.2 Best Egg Business Overview
7.11.3 Best Egg Personal Loans Introduction
7.11.4 Best Egg Revenue in Personal Loans Business (2020-2025)
7.11.5 Best Egg Recent Development
7.12 Earnest
7.12.1 Earnest Company Details
7.12.2 Earnest Business Overview
7.12.3 Earnest Personal Loans Introduction
7.12.4 Earnest Revenue in Personal Loans Business (2020-2025)
7.12.5 Earnest Recent Development
7.13 Payoff
7.13.1 Payoff Company Details
7.13.2 Payoff Business Overview
7.13.3 Payoff Personal Loans Introduction
7.13.4 Payoff Revenue in Personal Loans Business (2020-2025)
7.13.5 Payoff Recent Development
7.14 Earnin
7.14.1 Earnin Company Details
7.14.2 Earnin Business Overview
7.14.3 Earnin Personal Loans Introduction
7.14.4 Earnin Revenue in Personal Loans Business (2020-2025)
7.14.5 Earnin Recent Development
8 Personal Loans Market Dynamics
8.1 Personal Loans Industry Trends
8.2 Personal Loans Market Drivers
8.3 Personal Loans Market Challenges
8.4 Personal Loans Market Restraints
9 Research Findings and Conclusion
10 Appendix
10.1 Research Methodology
10.1.1 Methodology/Research Approach
10.1.1.1 Research Programs/Design
10.1.1.2 Market Size Estimation
10.1.1.3 Market Breakdown and Data Triangulation
10.1.2 Data Source
10.1.2.1 Secondary Sources
10.1.2.2 Primary Sources
10.2 Author Details
10.3 Disclaimer
TABLE OF FIGURES
List of Tables
List of Figures
KEY QUESTIONS ADDRESSED BY THE REPORT
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REPORT COVERAGE
DESCRIPTION
OVERVIEW
MARKET SEGMENTATION
CHAPTER OUTLINE
QYRESEARCH'S STRENGTHS
TABLE OF CONTENTS
TABLE OF FIGURES
RLEATED REPORTS
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