Industry: Service & Software
Published Date: 2025-02-21
Pages: 104 Pages
Report ld: 4144133
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The global market for Personal Loans was estimated to be worth US$ million in 2024 and is forecast to a readjusted size of US$ million by 2031 with a CAGR of %during the forecast period 2025-2031.
Over the last 10 years, investors funneled many billions of dollars into the personal loan market. These investments came in the form of venture capital, various bond structures and even direct investments in loans. Fueled by this influx of capital (and some innovative technologists), the once stagnant personal loans industry exploded with double-digit growth rates.
In 2018, the number of personal loan accounts rose to 19.5 million. An increase of 12.5% from 2017 (source). Subprime originations grew 28% between Q2 2017 and Q2 2018. In contrast, originations for subprime borrowers dropped by 7.1% between 2016 and 2018.
Has the personal loan boom reached its peak? SuperMoney’s 2019 personal loans industry study will answer that question while also providing a detailed look at the consumer lending sector as a whole. Let’s get started.Personal loans, also known as consumer loans or installment loans, are closed-end uncollateralized sources of credit. This means that, unlike mortgages and most auto loans, they don’t require collateral. And unlike credit cards, they have fixed payments for a specific period of time.
North American market for Personal Loans was valued at $ million in 2024 and will reach $ million by 2031, at a CAGR of % during the forecast period of 2025 through 2031.
Asia-Pacific market for Personal Loans was valued at $ million in 2024 and will reach $ million by 2031, at a CAGR of % during the forecast period of 2025 through 2031.
Europe market for Personal Loans was valued at $ million in 2024 and will reach $ million by 2031, at a CAGR of % during the forecast period of 2025 through 2031.
The global key companies of Personal Loans include LightStream, SoFi, Citizens Bank, Marcus, FreedomPlus, Payoff, OneMain Financial, Avant, Prosper, Lending Club, etc. In 2024, the global five largest players hold a share approximately % in terms of revenue.
This report aims to provide a comprehensive presentation of the global market for Personal Loans, focusing on the total sales revenue, key companies market share and ranking, together with an analysis of Personal Loans by region & country, by Type, and by Application.
The Personal Loans market size, estimations, and forecasts are provided in terms of sales revenue ($ millions), considering 2024 as the base year, with history and forecast data for the period from 2020 to 2031. With both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Personal Loans.
MARKET SEGMENTATION
CHAPTER OUTLINE
Chapter 1: Introduces the report scope of the report, global total market size. This chapter also provides the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 2: Detailed analysis of Personal Loans company competitive landscape, revenue market share, latest development plan, merger, and acquisition information, etc.
Chapter 3: Provides the analysis of various market segments by Type, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 4: Provides the analysis of various market segments by Application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 5: Revenue of Personal Loans in regional level. It provides a quantitative analysis of the market size and development potential of each region and introduces the market development, future development prospects, market space, and market size of each country in the world.
Chapter 6: Revenue of Personal Loans in country level. It provides sigmate data by Type, and by Application for each country/region.
Chapter 7: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including product revenue, gross margin, product introduction, recent development, etc.
Chapter 8: Analysis of industrial chain, including the upstream and downstream of the industry.
Chapter 9: Conclusion.
QYRESEARCH'S STRENGTHS
Unlike generic global market reports, this study combines macro-level industry trends with hyper-local operational intelligence, empowering data-driven decisions across the Compound Chocolate value chain, addressing:
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TABLE OF CONTENTS
1 Market Overview
1.1 Personal Loans Product Introduction
1.2 Global Personal Loans Market Size Forecast (2020-2031)
1.3 Personal Loans Market Trends & Drivers
1.3.1 Personal Loans Industry Trends
1.3.2 Personal Loans Market Drivers & Opportunity
1.3.3 Personal Loans Market Challenges
1.3.4 Personal Loans Market Restraints
1.4 Assumptions and Limitations
1.5 Study Objectives
1.6 Years Considered
2 Competitive Analysis by Company
2.1 Global Personal Loans Players Revenue Ranking (2024)
2.2 Global Personal Loans Revenue by Company (2020-2025)
2.3 Key Companies Personal Loans Manufacturing Base Distribution and Headquarters
2.4 Key Companies Personal Loans Product Offered
2.5 Key Companies Time to Begin Mass Production of Personal Loans
2.6 Personal Loans Market Competitive Analysis
2.6.1 Personal Loans Market Concentration Rate (2020-2025)
2.6.2 Global 5 and 10 Largest Companies by Personal Loans Revenue in 2024
2.6.3 Global Top Companies by Company Type (Tier 1, Tier 2, and Tier 3) & (based on the Revenue in Personal Loans as of 2024)
2.7 Mergers & Acquisitions, Expansion
3 Segmentation by Type
3.1 Introduction by Type
3.1.1 Below 5000 USD
3.1.2 5000-50000 USD
3.1.3 Above 50000 USD
3.2 Global Personal Loans Sales Value by Type
3.2.1 Global Personal Loans Sales Value by Type (2020 VS 2024 VS 2031)
3.2.2 Global Personal Loans Sales Value, by Type (2020-2031)
3.2.3 Global Personal Loans Sales Value, by Type (%) (2020-2031)
4 Segmentation by Application
4.1 Introduction by Application
4.1.1 Below 1 years
4.1.2 1-3 years
4.1.3 Above years
4.2 Global Personal Loans Sales Value by Application
4.2.1 Global Personal Loans Sales Value by Application (2020 VS 2024 VS 2031)
4.2.2 Global Personal Loans Sales Value, by Application (2020-2031)
4.2.3 Global Personal Loans Sales Value, by Application (%) (2020-2031)
5 Segmentation by Region
5.1 Global Personal Loans Sales Value by Region
5.1.1 Global Personal Loans Sales Value by Region: 2020 VS 2024 VS 2031
5.1.2 Global Personal Loans Sales Value by Region (2020-2025)
5.1.3 Global Personal Loans Sales Value by Region (2026-2031)
5.1.4 Global Personal Loans Sales Value by Region (%), (2020-2031)
5.2 North America
5.2.1 North America Personal Loans Sales Value, 2020-2031
5.2.2 North America Personal Loans Sales Value by Country (%), 2024 VS 2031
5.3 Europe
5.3.1 Europe Personal Loans Sales Value, 2020-2031
5.3.2 Europe Personal Loans Sales Value by Country (%), 2024 VS 2031
5.4 Asia Pacific
5.4.1 Asia Pacific Personal Loans Sales Value, 2020-2031
5.4.2 Asia Pacific Personal Loans Sales Value by Region (%), 2024 VS 2031
5.5 South America
5.5.1 South America Personal Loans Sales Value, 2020-2031
5.5.2 South America Personal Loans Sales Value by Country (%), 2024 VS 2031
5.6 Middle East & Africa
5.6.1 Middle East & Africa Personal Loans Sales Value, 2020-2031
5.6.2 Middle East & Africa Personal Loans Sales Value by Country (%), 2024 VS 2031
6 Segmentation by Key Countries/Regions
6.1 Key Countries/Regions Personal Loans Sales Value Growth Trends, 2020 VS 2024 VS 2031
6.2 Key Countries/Regions Personal Loans Sales Value, 2020-2031
6.3 United States
6.3.1 United States Personal Loans Sales Value, 2020-2031
6.3.2 United States Personal Loans Sales Value by Type (%), 2024 VS 2031
6.3.3 United States Personal Loans Sales Value by Application, 2024 VS 2031
6.4 Europe
6.4.1 Europe Personal Loans Sales Value, 2020-2031
6.4.2 Europe Personal Loans Sales Value by Type (%), 2024 VS 2031
6.4.3 Europe Personal Loans Sales Value by Application, 2024 VS 2031
6.5 China
6.5.1 China Personal Loans Sales Value, 2020-2031
6.5.2 China Personal Loans Sales Value by Type (%), 2024 VS 2031
6.5.3 China Personal Loans Sales Value by Application, 2024 VS 2031
6.6 Japan
6.6.1 Japan Personal Loans Sales Value, 2020-2031
6.6.2 Japan Personal Loans Sales Value by Type (%), 2024 VS 2031
6.6.3 Japan Personal Loans Sales Value by Application, 2024 VS 2031
6.7 South Korea
6.7.1 South Korea Personal Loans Sales Value, 2020-2031
6.7.2 South Korea Personal Loans Sales Value by Type (%), 2024 VS 2031
6.7.3 South Korea Personal Loans Sales Value by Application, 2024 VS 2031
6.8 Southeast Asia
6.8.1 Southeast Asia Personal Loans Sales Value, 2020-2031
6.8.2 Southeast Asia Personal Loans Sales Value by Type (%), 2024 VS 2031
6.8.3 Southeast Asia Personal Loans Sales Value by Application, 2024 VS 2031
6.9 India
6.9.1 India Personal Loans Sales Value, 2020-2031
6.9.2 India Personal Loans Sales Value by Type (%), 2024 VS 2031
6.9.3 India Personal Loans Sales Value by Application, 2024 VS 2031
7 Company Profiles
7.1 LightStream
7.1.1 LightStream Profile
7.1.2 LightStream Main Business
7.1.3 LightStream Personal Loans Products, Services and Solutions
7.1.4 LightStream Personal Loans Revenue (US$ Million) & (2020-2025)
7.1.5 LightStream Recent Developments
7.2 SoFi
7.2.1 SoFi Profile
7.2.2 SoFi Main Business
7.2.3 SoFi Personal Loans Products, Services and Solutions
7.2.4 SoFi Personal Loans Revenue (US$ Million) & (2020-2025)
7.2.5 SoFi Recent Developments
7.3 Citizens Bank
7.3.1 Citizens Bank Profile
7.3.2 Citizens Bank Main Business
7.3.3 Citizens Bank Personal Loans Products, Services and Solutions
7.3.4 Citizens Bank Personal Loans Revenue (US$ Million) & (2020-2025)
7.3.5 Citizens Bank Recent Developments
7.4 Marcus
7.4.1 Marcus Profile
7.4.2 Marcus Main Business
7.4.3 Marcus Personal Loans Products, Services and Solutions
7.4.4 Marcus Personal Loans Revenue (US$ Million) & (2020-2025)
7.4.5 Marcus Recent Developments
7.5 FreedomPlus
7.5.1 FreedomPlus Profile
7.5.2 FreedomPlus Main Business
7.5.3 FreedomPlus Personal Loans Products, Services and Solutions
7.5.4 FreedomPlus Personal Loans Revenue (US$ Million) & (2020-2025)
7.5.5 FreedomPlus Recent Developments
7.6 Payoff
7.6.1 Payoff Profile
7.6.2 Payoff Main Business
7.6.3 Payoff Personal Loans Products, Services and Solutions
7.6.4 Payoff Personal Loans Revenue (US$ Million) & (2020-2025)
7.6.5 Payoff Recent Developments
7.7 OneMain Financial
7.7.1 OneMain Financial Profile
7.7.2 OneMain Financial Main Business
7.7.3 OneMain Financial Personal Loans Products, Services and Solutions
7.7.4 OneMain Financial Personal Loans Revenue (US$ Million) & (2020-2025)
7.7.5 OneMain Financial Recent Developments
7.8 Avant
7.8.1 Avant Profile
7.8.2 Avant Main Business
7.8.3 Avant Personal Loans Products, Services and Solutions
7.8.4 Avant Personal Loans Revenue (US$ Million) & (2020-2025)
7.8.5 Avant Recent Developments
7.9 Prosper
7.9.1 Prosper Profile
7.9.2 Prosper Main Business
7.9.3 Prosper Personal Loans Products, Services and Solutions
7.9.4 Prosper Personal Loans Revenue (US$ Million) & (2020-2025)
7.9.5 Prosper Recent Developments
7.10 Lending Club
7.10.1 Lending Club Profile
7.10.2 Lending Club Main Business
7.10.3 Lending Club Personal Loans Products, Services and Solutions
7.10.4 Lending Club Personal Loans Revenue (US$ Million) & (2020-2025)
7.10.5 Lending Club Recent Developments
7.11 Best Egg
7.11.1 Best Egg Profile
7.11.2 Best Egg Main Business
7.11.3 Best Egg Personal Loans Products, Services and Solutions
7.11.4 Best Egg Personal Loans Revenue (US$ Million) & (2020-2025)
7.11.5 Best Egg Recent Developments
7.12 Earnest
7.12.1 Earnest Profile
7.12.2 Earnest Main Business
7.12.3 Earnest Personal Loans Products, Services and Solutions
7.12.4 Earnest Personal Loans Revenue (US$ Million) & (2020-2025)
7.12.5 Earnest Recent Developments
7.13 Payoff
7.13.1 Payoff Profile
7.13.2 Payoff Main Business
7.13.3 Payoff Personal Loans Products, Services and Solutions
7.13.4 Payoff Personal Loans Revenue (US$ Million) & (2020-2025)
7.13.5 Payoff Recent Developments
7.14 Earnin
7.14.1 Earnin Profile
7.14.2 Earnin Main Business
7.14.3 Earnin Personal Loans Products, Services and Solutions
7.14.4 Earnin Personal Loans Revenue (US$ Million) & (2020-2025)
7.14.5 Earnin Recent Developments
8 Industry Chain Analysis
8.1 Personal Loans Industrial Chain
8.2 Personal Loans Upstream Analysis
8.2.1 Key Raw Materials
8.2.2 Raw Materials Key Suppliers
8.2.3 Manufacturing Cost Structure
8.3 Midstream Analysis
8.4 Downstream Analysis (Customers Analysis)
8.5 Sales Model and Sales Channels
8.5.1 Personal Loans Sales Model
8.5.2 Sales Channel
8.5.3 Personal Loans Distributors
9 Research Findings and Conclusion
10 Appendix
10.1 Research Methodology
10.1.1 Methodology/Research Approach
10.1.1.1 Research Programs/Design
10.1.1.2 Market Size Estimation
10.1.1.3 Market Breakdown and Data Triangulation
10.1.2 Data Source
10.1.2.1 Secondary Sources
10.1.2.2 Primary Sources
10.2 Author Details
10.3 Disclaimer
TABLE OF FIGURES
List of Tables
List of Figures
KEY QUESTIONS ADDRESSED BY THE REPORT
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REPORT COVERAGE
DESCRIPTION
OVERVIEW
MARKET SEGMENTATION
CHAPTER OUTLINE
QYRESEARCH'S STRENGTHS
TABLE OF CONTENTS
TABLE OF FIGURES
RLEATED REPORTS
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